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Using Money and Credit Cards in Europe

Inspiration Travel

3 MIN READ

07/23/2012

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As you prepare for your Christian tour with Inspiration, managing finances and avoiding fees is crucial for a smooth travel experience. Here are some updated guidelines:

  • Leave unnecessary debit and credit cards at home to reduce risk and clutter.
  • Notify your bank about your travel plans for the cards you do bring to prevent fraud alerts and transaction blocks.
  • Keep a separate record of your bank's contact information in case you lose your wallet or purse.

Almost all European destinations accept U.S. credit or debit cards. In most locations, the availability of ATMs makes withdrawing local currency an easy option for everyday purchases like meals, beverages and small souvenirs. Remember that ATM exchange rates vary daily.

If you plan to use your credit cards, check with each credit card company to determine the international exchange fee for each card. Because the difference of a few percentage points could cost you hundreds of dollars (depending on your purchases), we recommend using cards with lower international exchange fees. Using your credit card for large purchases gives you more protection for the items you buy on your trip (you can look at your credit card statement to verify all of your purchases).

More country-specific details can be found in the list below:

European Union

The Euro (€) is the sole currency of the European Union member states (Austria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, The Netherlands, Portugal and Spain). U.S. dollars are not widely accepted in Europe, so we recommend ordering Euros from your local bank ahead of time. You can exchange your currency at banks, exchange booths and airports.

Czech Republic

The Czech Crown (CZK) is the official currency of the Czech Republic. However, part of the European Union, Euros are still not widely accepted. U.S. currency is not typically accepted at most shops and restaurants, but you can exchange currency at banks, exchange booths and airports. Visa and MasterCard are usually accepted.

Switzerland

The Swiss Franc (CHF) is the official currency of Switzerland, where U.S. dollars are not typically accepted at most shops and restaurants. However, you can exchange currency at banks, exchange booths and airports. Visa and MasterCard are usually accepted.

United Kingdom

The British Pound Sterling (GBP/£) is the official currency of the United Kingdom. U.S. dollars are not typically accepted in most places in the United Kingdom; however, you can exchange currency at banks, exchange booths, ATMs and airports. All major credit cards are usually accepted.

For more information, please call one of our Reservation Coordinators at 800 247 1899, Monday through Friday between 8:30am – 5:00pm, Pacific Time.

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